Providing solutions to overwhelming debt When mounting debt becomes unmanageable, it’s time to consider relief through bankruptcy. At Leslie Spieler Fulford LLC in Union, Missouri, our attorneys fight for your right to make a fresh start, free from oppressive debt and irritating creditors.
Negotiators of debt relief options Bankruptcy is not your only option when facing large debts. If it is in your best interests to avoid bankruptcy, our experienced negotiators can often convince creditors to lower your debts and accept fair and reasonable monthly payments.
Skilled debt analysis professionals The bankruptcy lawyers at Leslie Spieler Fulford LLC apply intensive research and detailed analyses before advising you to file for bankruptcy. After reviewing your income, debts and other expenses, we counsel you on the true and total impact bankruptcy will have on your family, business, home and future credit. If bankruptcy is the right choice for you, your attorneys fully explain the process and the potential outcomes. Our assertive approach to bankruptcy leaves no doubts.
Reprieve through automatic stay You should not have to endure creditors’ aggressive collection tactics. At Leslie Spieler Fulford LLC, we can put an end to the harassing phone calls and irksome letters meant to pressure you into paying debts you cannot afford. Creditors must immediately stop collection efforts as soon as you or your business files for bankruptcy — including those distressing letters and phone calls. As your attorneys, we take charge of your creditors and give you back your peace of mind.
Your federal bankruptcy court options Chapter 7 bankruptcy If you and your spouse own few assets and meet certain income requirements, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. We can apply asset exemptions to limit the disruption to your life.
Chapter 13 bankruptcy Chapter 13 bankruptcy can stop lenders from taking your home through foreclosure. Chapter 13 allows you to keep your hard-earned assets and pay debts over time in smaller amounts. Chapter 13 involves a monthly payment to a Trustee and is often referred to as a Wage Earner Plan.
Contact bankruptcy attorneys who will fight for your rights The bankruptcy attorneys at Leslie Spieler Fulford LLC have been helping individuals and businesses facing overwhelming debts for 29 years and have a combined practice experience of 65 years. We are a debt relief agency. We help people resolve debt related problems and file for bankruptcy under the Bankruptcy Code. Telephone us at 636-583-3131 or contact us online to schedule your free bankruptcy consultation.